Short-term bridge loan · Kansas

Bridge loans for truck stops and travel centers in Kansas

From 9% · up to ~70% of value · 3–24 months · $50K–$1M · 1–3 pts

Truck stops and travel centers along the Midwest interstates are large, land-heavy properties banks take months to underwrite. We value the real estate — acreage, fueling islands, buildings, parking — confirm the exit and fund, so you can close before the opportunity moves on.

Serving Wichita, Overland Park, Kansas City (KS), Olathe, Topeka, Lawrence and every county in Kansas. Truck stops deals get the same answer everywhere: real equity, a clear exit, a fast close.

Deal check · live

No credit pull
Property value$500,000
Loan amount$300,000
$50,000$1,000,000 max

Loan-to-value

60%

Your equity

40%

Rates from

9%

Your deal fits what we fund

40% equity · within our size and term range. If the documents line up, we can close fast.

Rates 9%–24% depend on amount, structure, valuation, borrower, timing and due date. Your quote follows review — not a commitment to lend.

What we look at

How we underwrite truck stops.

  • Land and improvement value, including truck parking acreage and canopy
  • Environmental status of fuel systems and any open items
  • Fuel brand / supply and ancillary income (showers, restaurant, scales, repair)
  • Exit: SBA, CMBS or conventional refinance, or sale

Typical deals

Where this loan fits.

  • Acquiring an interstate travel center from a retiring operator
  • Paying off a maturing loan on an owned truck stop
  • Cash-out to add truck parking, a restaurant or a brand conversion
  • Buying highway-commercial land with an existing fuel structure for redevelopment

Kansas markets

Where we lend in Kansas.

Johnson County suburbs (Overland Park, Olathe, Lenexa, Shawnee), Wichita and Sedgwick County, Topeka, Lawrence and Manhattan university rentals, and highway-commercial along I-70, I-35 and US-54.

Truck stops loans in Wichita
Truck stops loans in Overland Park
Truck stops loans in Kansas City (KS)
Truck stops loans in Olathe
Truck stops loans in Topeka
Truck stops loans in Lawrence
Truck stops loans in Shawnee
Truck stops loans in Manhattan
Truck stops loans in Lenexa
Truck stops loans in Salina

0+

Deals reviewed

~1 in 4

Deals we fund

0 days

Average close (approved)

0%

Repeat borrowers

Illustrative figures · updated before launch

No hard credit pull to see terms Bank-grade 256-bit encryption Plaid-verified banking · Business-purpose loans only

Borrowers on RECO

“Checked the deal on a Tuesday, had a quote Thursday, closed the duplex in nine days. The bank was still asking for tax returns.”

Sample · M. Alvarez · Investor · Kansas City, MO · $340K purchase bridge

Sample testimonials — replace with verified reviews before launch.

Why private capital

RECO vs. the bank

 
RECO Capital
Traditional bank
Time to a yes or no
Days — we tell you fast
45–90 days
Credit check to see if you fit
None — deal check first
Hard pull up front
Who you deal with
Private capital · one deal desk
Broker → committee → bank
What we underwrite
The real estate, the equity and the exit
Tax returns, DTI, seasoning
Deal structure
Interest-only, balloon, draws, cross-collateral
Rigid programs
Track progress
Live 7-step portal
Phone calls & email chains

Questions

Straight answers.

Within our published range for the first loan; larger properties can be structured with additional collateral or reviewed individually.