How fast can you close in Missouri?

If the deal fits and title, insurance and valuation move, approved files close in as little as 7 days anywhere in Missouri.

Does checking my deal affect my credit?

No. The deal check looks only at the property, the equity, the amount and your timeline. We pull credit later in underwriting, with your consent.

RECO Capital

Short-term bridge loan · Missouri

Short-term bridge loans in Missouri

From 9% · up to ~70% of value · 3–24 months · $50K–$1M · 1–3 pts

Kansas City and St. Louis flips, Springfield and Columbia rentals, Branson and Lake of the Ozarks hospitality, highway commercial along I-70 and I-44 — Missouri deals move fast and we are built to keep up.

Deal check · live

No credit pull

Property value$500,000

Loan amount$300,000

$50,000$1,000,000 max

Loan-to-value

60%

Your equity

40%

Rates from

Your deal fits what we fund

40% equity · within our size and term range. If the documents line up, we can close fast.

Rates 9%–24% depend on amount, structure, valuation, borrower, timing and due date. Your quote follows review — not a commitment to lend.

Missouri markets

Where we lend in Missouri.

Kansas City metro (Jackson, Clay and Platte counties), St. Louis city and county, St. Charles, Springfield, Columbia, Joplin, Branson and the Lake of the Ozarks tourist corridor.

Bridge loans in Kansas City

Bridge loans in St. Louis

Bridge loans in Springfield

Bridge loans in Columbia

Bridge loans in Independence

Bridge loans in Lee's Summit

Bridge loans in O'Fallon

Bridge loans in St. Charles

Bridge loans in Joplin

Bridge loans in Branson

What we fund

Every deal type we fund in Missouri.

Hotel, motel & short-term rental loans Multifamily & commercial building loans Land with a structure & mixed-use loans Fix & flip / renovation loans Gas station & convenience store loans Liquor store property loans Fast food & restaurant property loans Truck stop & travel center loans

Where we lend

Bridge loans by state.

Bridge loans in Kansas Bridge loans in Iowa Bridge loans in Nebraska

Deals reviewed

~1 in 4

Deals we fund

0 days

Average close (approved)

Repeat borrowers

Illustrative figures · updated before launch

No hard credit pull to see terms Bank-grade 256-bit encryption Plaid-verified banking · Business-purpose loans only

Borrowers on RECO

“Checked the deal on a Tuesday, had a quote Thursday, closed the duplex in nine days. The bank was still asking for tax returns.”

Sample · M. Alvarez · Investor · Kansas City, MO · $340K purchase bridge

Sample testimonials — replace with verified reviews before launch.

Why private capital

RECO vs. the bank

RECO Capital

Traditional bank

Time to a yes or no

Days — we tell you fast

45–90 days

Credit check to see if you fit

None — deal check first

Hard pull up front

Who you deal with

Private capital · one deal desk

Broker → committee → bank

What we underwrite

The real estate, the equity and the exit

Tax returns, DTI, seasoning

Deal structure

Interest-only, balloon, draws, cross-collateral

Rigid programs

Track progress

Live 7-step portal

Phone calls & email chains

Questions

Straight answers.

Statewide — Kansas City metro (Jackson, Clay and Platte counties), St. Louis city and county, St. Charles, Springfield, Columbia, Joplin, Branson and the Lake of the Ozarks tourist corridor.