Short-term bridge loan · Nebraska

Bridge loans for fast food and restaurant real estate in Nebraska

From 9% · up to ~70% of value · 3–24 months · $50K–$1M · 1–3 pts

Franchise QSR pads, drive-thru conversions, a restaurant building with a long-term tenant — this is single-tenant commercial real estate with equity. We fund the building while you line up the franchise approval, the tenant or the permanent loan.

Serving Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont and every county in Nebraska. Restaurants deals get the same answer everywhere: real equity, a clear exit, a fast close.

Deal check · live

No credit pull
Property value$500,000
Loan amount$300,000
$50,000$1,000,000 max

Loan-to-value

60%

Your equity

40%

Rates from

9%

Your deal fits what we fund

40% equity · within our size and term range. If the documents line up, we can close fast.

Rates 9%–24% depend on amount, structure, valuation, borrower, timing and due date. Your quote follows review — not a commitment to lend.

What we look at

How we underwrite restaurants.

  • Value of the building and pad, by appraisal and comparable single-tenant sales
  • Lease terms or franchise agreement supporting the exit
  • Condition, drive-thru / site layout and any conversion budget
  • Exit: refinance, sale or sale-leaseback

Typical deals

Where this loan fits.

  • Buying the pad your franchise unit sits on
  • Converting a closed restaurant to a new concept with a renovation budget
  • Bridging a net-lease restaurant purchase ahead of a 1031 or permanent loan
  • Cash-out on a stabilized restaurant building

Nebraska markets

Where we lend in Nebraska.

Omaha metro (Douglas and Sarpy counties), Lincoln, Grand Island, Kearney, Fremont, Hastings, Norfolk, North Platte and the full I-80 corridor from Omaha to the Colorado line.

Restaurants loans in Omaha
Restaurants loans in Lincoln
Restaurants loans in Bellevue
Restaurants loans in Grand Island
Restaurants loans in Kearney
Restaurants loans in Fremont
Restaurants loans in Hastings
Restaurants loans in Norfolk
Restaurants loans in North Platte
Restaurants loans in Papillion

0+

Deals reviewed

~1 in 4

Deals we fund

0 days

Average close (approved)

0%

Repeat borrowers

Illustrative figures · updated before launch

No hard credit pull to see terms Bank-grade 256-bit encryption Plaid-verified banking · Business-purpose loans only

Borrowers on RECO

“Checked the deal on a Tuesday, had a quote Thursday, closed the duplex in nine days. The bank was still asking for tax returns.”

Sample · M. Alvarez · Investor · Kansas City, MO · $340K purchase bridge

Sample testimonials — replace with verified reviews before launch.

Why private capital

RECO vs. the bank

 
RECO Capital
Traditional bank
Time to a yes or no
Days — we tell you fast
45–90 days
Credit check to see if you fit
None — deal check first
Hard pull up front
Who you deal with
Private capital · one deal desk
Broker → committee → bank
What we underwrite
The real estate, the equity and the exit
Tax returns, DTI, seasoning
Deal structure
Interest-only, balloon, draws, cross-collateral
Rigid programs
Track progress
Live 7-step portal
Phone calls & email chains

Questions

Straight answers.

That is between you and the franchisor; we underwrite the real estate and your exit.