Short-term bridge loan · Nebraska

Bridge loans for hotels, motels and short-term rentals in Nebraska

From 9% · up to ~70% of value · 3–24 months · $50K–$1M · 1–3 pts

Hospitality property is exactly where banks stall: seasonal income, franchise changes, PIP renovations, a maturing SBA note. We lend against the real estate itself — a limited-service hotel, an exterior-corridor motel, a portfolio of Airbnb cabins — so you can buy, reposition or refinance while the business proves itself.

Serving Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont and every county in Nebraska. Hotels & STRs deals get the same answer everywhere: real equity, a clear exit, a fast close.

Deal check · live

No credit pull
Property value$500,000
Loan amount$300,000
$50,000$1,000,000 max

Loan-to-value

60%

Your equity

40%

Rates from

9%

Your deal fits what we fund

40% equity · within our size and term range. If the documents line up, we can close fast.

Rates 9%–24% depend on amount, structure, valuation, borrower, timing and due date. Your quote follows review — not a commitment to lend.

What we look at

How we underwrite hotels & strs.

  • Appraised or supportable value of the land and building, not just trailing revenue
  • Franchise / flag status and any required PIP, with a realistic budget
  • STR permits, occupancy history and seasonality for vacation rentals
  • Your exit: refinance into SBA 7(a)/504 or CMBS, sale, or stabilization

Typical deals

Where this loan fits.

  • Buying a motel or small hotel at auction or from a retiring owner with a 30-day close
  • Paying off a maturing hotel loan while you shop permanent financing
  • Cash-out on an owned hotel to fund a PIP, a second property or a flag conversion
  • Acquiring or refinancing a short-term rental portfolio near a lake, resort or college town

Nebraska markets

Where we lend in Nebraska.

Omaha metro (Douglas and Sarpy counties), Lincoln, Grand Island, Kearney, Fremont, Hastings, Norfolk, North Platte and the full I-80 corridor from Omaha to the Colorado line.

Hotels & STRs loans in Omaha
Hotels & STRs loans in Lincoln
Hotels & STRs loans in Bellevue
Hotels & STRs loans in Grand Island
Hotels & STRs loans in Kearney
Hotels & STRs loans in Fremont
Hotels & STRs loans in Hastings
Hotels & STRs loans in Norfolk
Hotels & STRs loans in North Platte
Hotels & STRs loans in Papillion

0+

Deals reviewed

~1 in 4

Deals we fund

0 days

Average close (approved)

0%

Repeat borrowers

Illustrative figures · updated before launch

No hard credit pull to see terms Bank-grade 256-bit encryption Plaid-verified banking · Business-purpose loans only

Borrowers on RECO

“Checked the deal on a Tuesday, had a quote Thursday, closed the duplex in nine days. The bank was still asking for tax returns.”

Sample · M. Alvarez · Investor · Kansas City, MO · $340K purchase bridge

Sample testimonials — replace with verified reviews before launch.

Why private capital

RECO vs. the bank

 
RECO Capital
Traditional bank
Time to a yes or no
Days — we tell you fast
45–90 days
Credit check to see if you fit
None — deal check first
Hard pull up front
Who you deal with
Private capital · one deal desk
Broker → committee → bank
What we underwrite
The real estate, the equity and the exit
Tax returns, DTI, seasoning
Deal structure
Interest-only, balloon, draws, cross-collateral
Rigid programs
Track progress
Live 7-step portal
Phone calls & email chains

Questions

Straight answers.

Both. Franchised limited-service hotels, independent motels and boutique properties all qualify when the real estate has real equity and a clear exit. Flag approvals are your responsibility; we underwrite the property.