RECO Capital
Bridge Loans

Capital That Bridges the Gap

Short-term bridge financing to close on acquisitions, stabilize properties, or transition between funding sources. Move fast when opportunity knocks.

24 hrs

Pre-qualification turnaround

7 days

Fastest close time

96%

Borrower satisfaction

Why RECO Capital

We specialize in bridge financing

Close in Days, Not Months

Traditional banks take 60-90 days. We close bridge loans in 7-14 days so you never lose a deal to slow financing.

Flexible Exit Strategies

Whether you plan to refinance, sell, or stabilize, we structure the bridge loan around YOUR exit timeline.

Asset-Based Approach

We focus on the property value and deal merit, not just your personal credit score. Strong deals get funded.

No Prepayment Penalties

Pay off your bridge loan early without penalty. When your permanent financing comes through, transition seamlessly.

Common Use Cases

  • Property acquisition before permanent financing closes
  • Bridge to agency, CMBS, or conventional refinance
  • Buying at auction or foreclosure (tight timelines)
  • Partner buyouts requiring fast capital
  • Gap financing between sale and new purchase
  • Time-sensitive 1031 exchange bridge capital

Our Process Timeline

ApplyOnlineSame-DayPre-QualFastUnderwritingCustomTermsClose &Fund

How It Works

Your path to funding

Every application goes through our full process. Terms are determined by your unique profile, credit, business history, and deal specifics.

1

Apply Online

Tell us about the property and your bridge financing needs.

2

Same-Day Pre-Qual

We evaluate the deal and provide pre-qualification within 24 hours.

3

Fast Underwriting

Streamlined underwriting focused on the asset and deal quality.

4

Custom Terms

Bridge terms structured around your exit strategy and timeline.

5

Close & Fund

Fast close with funds wired directly. Start executing your plan.

Get Started

Request Your Pre-Qualification

Fill out the form below and our team will send your personalized document checklist within 30 minutes. No obligation, no impact on your credit.

Your information is secure. We never share your data with third parties.

FAQ

Common Questions

Ready to discuss your bridge financing?

Apply in under 10 minutes. No obligation. Terms based on your unique profile.

Start Your Application

RECO CAPITAL

Fast, flexible short-term bridge financing for real estate investors and business owners.

NMLS #000000

Contact Us

  • (800) 000-0000
  • info@reco.capital

© 2026 RECO Capital LLC. All rights reserved.

Equal Housing Lender

RECO Capital LLC ("RECO Capital") is a financial services intermediary and capital advisory firm. RECO Capital facilitates loan origination, underwriting, and servicing through its network of licensed lending partners, including state-licensed mortgage lenders, broker-dealers, and federally chartered financial institutions, as applicable. All mortgage loans and consumer lending products referenced herein are originated, underwritten, and funded by appropriately licensed third-party lending institutions in compliance with applicable federal and state regulations, including but not limited to the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), and applicable state mortgage licensing requirements. RECO Capital does not directly originate mortgage loans in jurisdictions where such activity requires a separate license unless expressly authorized. Loan terms, rates, fees, and eligibility are subject to lender approval and may vary based on borrower qualifications, collateral, and applicable regulatory requirements. RECO Capital may receive compensation in connection with loan transactions facilitated through its platform. This is not an offer or commitment to lend. All loan applications are subject to credit approval and verification. NMLS Consumer Access: www.nmlsconsumeraccess.org.

Market data, industry statistics, and lending volume figures referenced on this website represent aggregate U.S. commercial and residential lending market data sourced from publicly available industry reports (Federal Reserve, MBA, CBRE, Mortgage Bankers Association) and do not represent the individual lending activity, origination volume, or portfolio performance of RECO Capital LLC or its affiliated entities. Past performance of market indices is not indicative of future results.