Capital That Keeps Your Doors Open
Short-term bridge financing designed for hotels, restaurants, event venues, and hospitality businesses that need capital fast.
24 hrs
Avg. time to pre-qualification
10 days
Average close time
73%
Repeat borrowers
Why RECO Capital
We specialize in hospitality financing
Seasonal Cash Flow Expertise
We understand the revenue cycles of hotels, restaurants, and event spaces. Our financing is structured around your peak and off-peak seasons.
Renovation & Expansion
Whether you're upgrading rooms, expanding a dining area, or opening a new location, we provide the capital to keep your project on schedule.
Acquisition Financing
Acquiring a hotel or restaurant? We move fast to help you close the deal before your competition.
Working Capital
Cover payroll, inventory, or operational expenses during slow periods without giving up equity.
Common Use Cases
- Hotel renovations and PIP compliance
- Restaurant build-outs and equipment
- Event venue upgrades and expansion
- Franchise acquisition and development
- Bridge to SBA or permanent financing
- Seasonal working capital gaps
Our Process Timeline
How It Works
Your path to funding
Every application goes through our full process. Terms are determined by your unique profile, credit, business history, and deal specifics.
Apply Online
Complete our streamlined application in under 10 minutes. No obligation.
Get Pre-Qualified
Our team reviews your application and property details within 24 hours.
Underwriting
We run a comprehensive analysis of your business, credit, and property.
Receive Your Terms
Custom terms based on your unique profile. No cookie-cutter deals.
Close & Fund
Close quickly and receive funds directly.
Get Started
Request Your Pre-Qualification
Fill out the form below and our team will send your personalized document checklist within 30 minutes. No obligation, no impact on your credit.
FAQ
Common Questions
Ready to discuss your hospitality financing?
Apply in under 10 minutes. No obligation. Terms based on your unique profile.
Start Your Application