RECO Capital
Liquor Store Loans

Stock Your Shelves, Grow Your Business

Fast, flexible financing for liquor store owners—whether you're acquiring a new location, expanding inventory, or renovating your space.

24 hrs

Avg. time to pre-qualification

9 days

Average close time

25+

License transfers supported

Why RECO Capital

We specialize in liquor store financing

Inventory-Heavy Business

We understand that liquor stores require significant capital tied up in inventory. Our financing helps you stock up for peak seasons.

License Transfer Support

Acquiring a store often means transferring a liquor license. We factor the timeline and complexity into our deal structure.

Location Matters

We evaluate your location, foot traffic, competition, and local market dynamics as part of our analysis.

Quick Turnaround

Time-sensitive acquisitions need fast capital. We close quickly to keep your deal on track.

Common Use Cases

  • Liquor store acquisition
  • Inventory expansion for seasonal demand
  • Store renovation and modernization
  • Second location opening
  • License transfer and acquisition costs
  • Working capital for operations

Our Process Timeline

ApplyOnlineGetPre-QualifiedUnderwritingReceiveYour TermsClose &Fund

How It Works

Your path to funding

Every application goes through our full process. Terms are determined by your unique profile, credit, business history, and deal specifics.

1

Apply Online

Quick application—tell us about your business and what you need.

2

Get Pre-Qualified

We review your financials and license status within 24 hours.

3

Underwriting

Full analysis of your store performance, location, and business plan.

4

Receive Your Terms

Terms tailored to your store's revenue and growth potential.

5

Close & Fund

Funds delivered fast so you can execute your plan.

Get Started

Request Your Pre-Qualification

Fill out the form below and our team will send your personalized document checklist within 30 minutes. No obligation, no impact on your credit.

Your information is secure. We never share your data with third parties.

FAQ

Common Questions

Ready to discuss your liquor store financing?

Apply in under 10 minutes. No obligation. Terms based on your unique profile.

Start Your Application

RECO CAPITAL

Fast, flexible short-term bridge financing for real estate investors and business owners.

NMLS #000000

Contact Us

  • (800) 000-0000
  • info@reco.capital

© 2026 RECO Capital LLC. All rights reserved.

Equal Housing Lender

RECO Capital LLC ("RECO Capital") is a financial services intermediary and capital advisory firm. RECO Capital facilitates loan origination, underwriting, and servicing through its network of licensed lending partners, including state-licensed mortgage lenders, broker-dealers, and federally chartered financial institutions, as applicable. All mortgage loans and consumer lending products referenced herein are originated, underwritten, and funded by appropriately licensed third-party lending institutions in compliance with applicable federal and state regulations, including but not limited to the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), and applicable state mortgage licensing requirements. RECO Capital does not directly originate mortgage loans in jurisdictions where such activity requires a separate license unless expressly authorized. Loan terms, rates, fees, and eligibility are subject to lender approval and may vary based on borrower qualifications, collateral, and applicable regulatory requirements. RECO Capital may receive compensation in connection with loan transactions facilitated through its platform. This is not an offer or commitment to lend. All loan applications are subject to credit approval and verification. NMLS Consumer Access: www.nmlsconsumeraccess.org.

Market data, industry statistics, and lending volume figures referenced on this website represent aggregate U.S. commercial and residential lending market data sourced from publicly available industry reports (Federal Reserve, MBA, CBRE, Mortgage Bankers Association) and do not represent the individual lending activity, origination volume, or portfolio performance of RECO Capital LLC or its affiliated entities. Past performance of market indices is not indicative of future results.