RECO Capital
Investment Property Loans

Grow Your Real Estate Portfolio

Financing for rental property acquisitions, portfolio expansion, and investment property purchases. Capital designed for investors, by investors.

24 hrs

Pre-qualification turnaround

10 days

Average close time

80%

Investors repeat annually

Why RECO Capital

We specialize in investment property financing

Portfolio-Scale Thinking

Whether you are buying your first rental or your fiftieth, we structure financing that supports portfolio growth.

Bridge to DSCR Refinance

Acquire and stabilize with our bridge capital, then seamlessly refinance into a DSCR or conventional rental loan.

No Personal Income Docs

Qualifying based on property cash flow, not your W-2. Perfect for self-employed investors and full-time landlords.

Speed at Scale

Fast closings even on multiple simultaneous acquisitions. We understand that investors need to move on multiple deals at once.

Common Use Cases

  • Single-family rental acquisitions
  • Small multifamily (2-4 units) purchases
  • Portfolio acquisitions (bulk deals)
  • Bridge to DSCR permanent financing
  • Vacation rental and short-term rental purchases
  • Value-add rental repositioning

Our Process Timeline

Share YourDealInvestorPre-QualPropertyAnalysisCustomTermsClose &CollectRent

How It Works

Your path to funding

Every application goes through our full process. Terms are determined by your unique profile, credit, business history, and deal specifics.

1

Share Your Deal

Property address, purchase price, projected rental income.

2

Investor Pre-Qual

We evaluate the deal and your investor profile within 24 hours.

3

Property Analysis

Cash flow analysis, comparable rents, and property valuation.

4

Custom Terms

Terms designed for rental investors with clear refinance paths.

5

Close & Collect Rent

Close fast, place tenants, start building equity.

Get Started

Request Your Pre-Qualification

Fill out the form below and our team will send your personalized document checklist within 30 minutes. No obligation, no impact on your credit.

Your information is secure. We never share your data with third parties.

FAQ

Common Questions

Ready to discuss your investment property financing?

Apply in under 10 minutes. No obligation. Terms based on your unique profile.

Start Your Application

RECO CAPITAL

Fast, flexible short-term bridge financing for real estate investors and business owners.

NMLS #000000

Contact Us

  • (800) 000-0000
  • info@reco.capital

© 2026 RECO Capital LLC. All rights reserved.

Equal Housing Lender

RECO Capital LLC ("RECO Capital") is a financial services intermediary and capital advisory firm. RECO Capital facilitates loan origination, underwriting, and servicing through its network of licensed lending partners, including state-licensed mortgage lenders, broker-dealers, and federally chartered financial institutions, as applicable. All mortgage loans and consumer lending products referenced herein are originated, underwritten, and funded by appropriately licensed third-party lending institutions in compliance with applicable federal and state regulations, including but not limited to the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), and applicable state mortgage licensing requirements. RECO Capital does not directly originate mortgage loans in jurisdictions where such activity requires a separate license unless expressly authorized. Loan terms, rates, fees, and eligibility are subject to lender approval and may vary based on borrower qualifications, collateral, and applicable regulatory requirements. RECO Capital may receive compensation in connection with loan transactions facilitated through its platform. This is not an offer or commitment to lend. All loan applications are subject to credit approval and verification. NMLS Consumer Access: www.nmlsconsumeraccess.org.

Market data, industry statistics, and lending volume figures referenced on this website represent aggregate U.S. commercial and residential lending market data sourced from publicly available industry reports (Federal Reserve, MBA, CBRE, Mortgage Bankers Association) and do not represent the individual lending activity, origination volume, or portfolio performance of RECO Capital LLC or its affiliated entities. Past performance of market indices is not indicative of future results.