Fix, Flip, or Hold — We Fund It
Bridge and rehab financing for single-family investors. From fix-and-flip projects to rental property acquisitions, get the capital you need to execute.
24 hrs
Pre-qualification turnaround
8 days
Average close time
350+
Projects completed
Why RECO Capital
We specialize in single family financing
Fix & Flip Expertise
We understand rehab timelines, contractor draws, and ARV-based lending. Our structure supports your renovation budget.
Rental Portfolio Growth
Building a rental portfolio? We provide acquisition capital with a clear path to DSCR refinance.
No Seasoning Requirements
Close and refinance on your timeline. We don't impose arbitrary seasoning periods.
Repeat Borrower Programs
Experienced investors get streamlined approvals and priority processing on subsequent deals.
Common Use Cases
- Fix-and-flip residential projects
- Rental property acquisition
- Rehab and renovation financing
- Bridge to DSCR or conventional refinance
- Auction and foreclosure purchases
- New construction spec homes
Our Process Timeline
How It Works
Your path to funding
Every application goes through our full process. Terms are determined by your unique profile, credit, business history, and deal specifics.
Apply Online
Tell us about the property and your investment strategy.
Get Pre-Qualified
Quick evaluation of the deal, property value, and your track record.
Underwriting
Property inspection, appraisal, and deal-level analysis.
Receive Your Terms
Custom terms based on property value, rehab scope, and your experience.
Close & Fund
Fast close with rehab draws available as work progresses.
Get Started
Request Your Pre-Qualification
Fill out the form below and our team will send your personalized document checklist within 30 minutes. No obligation, no impact on your credit.
FAQ
Common Questions
Ready to discuss your single family financing?
Apply in under 10 minutes. No obligation. Terms based on your unique profile.
Start Your Application