RECO Capital
Multifamily Loans

Scale Your Multifamily Portfolio

Bridge and short-term financing for apartment buildings, duplexes, and multi-unit residential investments. Move fast on value-add opportunities.

24 hrs

Pre-qualification turnaround

14 days

Average close time

2,500+

Units financed

Why RECO Capital

We specialize in multifamily financing

Value-Add Specialists

We finance value-add strategies—renovations, unit upgrades, and occupancy improvements that increase NOI and property value.

Portfolio Growth

Whether it's a 4-plex or a 200-unit complex, we help investors scale their multifamily portfolios quickly.

Bridge to Agency

Use our bridge capital to stabilize a property, then refinance into a permanent Fannie Mae, Freddie Mac, or HUD loan.

Speed to Close

Multifamily deals are competitive. We provide the certainty of execution that sellers and brokers expect.

Common Use Cases

  • Apartment building acquisition
  • Value-add renovation and repositioning
  • Bridge to agency or CMBS refinance
  • Portfolio acquisition (multiple properties)
  • Lease-up financing for new construction
  • Capital improvement projects

Our Process Timeline

ApplyOnlineGetPre-QualifiedUnderwritingReceiveYour TermsClose &Fund

How It Works

Your path to funding

Every application goes through our full process. Terms are determined by your unique profile, credit, business history, and deal specifics.

1

Apply Online

Share your investment thesis and property details.

2

Get Pre-Qualified

We evaluate the property, market, and your investor profile.

3

Underwriting

Detailed analysis of the property's income, expenses, and upside potential.

4

Receive Your Terms

Terms structured to support your value-add or acquisition strategy.

5

Close & Fund

Close quickly and start executing your business plan.

Get Started

Request Your Pre-Qualification

Fill out the form below and our team will send your personalized document checklist within 30 minutes. No obligation, no impact on your credit.

Your information is secure. We never share your data with third parties.

FAQ

Common Questions

Ready to discuss your multifamily financing?

Apply in under 10 minutes. No obligation. Terms based on your unique profile.

Start Your Application

RECO CAPITAL

Fast, flexible short-term bridge financing for real estate investors and business owners.

NMLS #000000

Contact Us

  • (800) 000-0000
  • info@reco.capital

© 2026 RECO Capital LLC. All rights reserved.

Equal Housing Lender

RECO Capital LLC ("RECO Capital") is a financial services intermediary and capital advisory firm. RECO Capital facilitates loan origination, underwriting, and servicing through its network of licensed lending partners, including state-licensed mortgage lenders, broker-dealers, and federally chartered financial institutions, as applicable. All mortgage loans and consumer lending products referenced herein are originated, underwritten, and funded by appropriately licensed third-party lending institutions in compliance with applicable federal and state regulations, including but not limited to the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), and applicable state mortgage licensing requirements. RECO Capital does not directly originate mortgage loans in jurisdictions where such activity requires a separate license unless expressly authorized. Loan terms, rates, fees, and eligibility are subject to lender approval and may vary based on borrower qualifications, collateral, and applicable regulatory requirements. RECO Capital may receive compensation in connection with loan transactions facilitated through its platform. This is not an offer or commitment to lend. All loan applications are subject to credit approval and verification. NMLS Consumer Access: www.nmlsconsumeraccess.org.

Market data, industry statistics, and lending volume figures referenced on this website represent aggregate U.S. commercial and residential lending market data sourced from publicly available industry reports (Federal Reserve, MBA, CBRE, Mortgage Bankers Association) and do not represent the individual lending activity, origination volume, or portfolio performance of RECO Capital LLC or its affiliated entities. Past performance of market indices is not indicative of future results.