Fuel Your Growth
Acquisition, renovation, and working capital financing for gas stations and convenience stores. Purpose-built for fuel retail operators.
24 hrs
Avg. time to pre-qualification
12 days
Average close time
40+
Multi-site operators served
Why RECO Capital
We specialize in gas station financing
Industry-Specific Underwriting
We evaluate fuel volume, c-store revenue, environmental reports, and franchise agreements—not just credit scores.
Acquisition Speed
Gas station deals move fast. We provide the capital you need to close before the competition.
Environmental Compliance
We understand Phase I/II requirements and factor environmental considerations into our lending process.
Multi-Site Operators
Whether you're acquiring your first station or your fifteenth, we structure financing that scales with your portfolio.
Common Use Cases
- Single or multi-site gas station acquisition
- Convenience store renovations
- Canopy and pump upgrades
- Environmental remediation financing
- Brand conversion and rebranding
- Bridge to permanent or SBA loans
Our Process Timeline
How It Works
Your path to funding
Every application goes through our full process. Terms are determined by your unique profile, credit, business history, and deal specifics.
Apply Online
Complete our streamlined application in under 10 minutes.
Get Pre-Qualified
We review your application, fuel volume data, and property details.
Underwriting
Comprehensive analysis including environmental review and fuel agreements.
Receive Your Terms
Custom terms based on your station's performance and your profile.
Close & Fund
Fast close with funds deposited directly.
Get Started
Request Your Pre-Qualification
Fill out the form below and our team will send your personalized document checklist within 30 minutes. No obligation, no impact on your credit.
FAQ
Common Questions
Ready to discuss your gas station financing?
Apply in under 10 minutes. No obligation. Terms based on your unique profile.
Start Your Application