Bridge to Your SBA Approval
Need capital now but your SBA loan is still in process? Our bridge financing covers the gap so you can execute your plan while waiting for permanent funding.
24 hrs
Pre-qualification turnaround
10 days
Average close time
92%
Successful SBA transitions
Why RECO Capital
We specialize in sba bridge financing
Do Not Wait for SBA Timing
SBA loans can take 45-90 days. Our bridge capital lets you act now and pay off when your SBA approval comes through.
Protect Your Deal
Sellers will not wait months for your SBA loan. Lock in the deal with our bridge and refinance when ready.
SBA-Aware Structuring
We understand SBA 7(a), 504, and Express loan timelines and structure our bridge accordingly.
Seamless Transition
When your SBA loan closes, our bridge pays off cleanly with no prepayment penalties.
Common Use Cases
- Bridge during SBA 7(a) loan processing
- Bridge during SBA 504 loan processing
- Business acquisition with pending SBA approval
- Commercial property purchase while SBA is in underwriting
- Equipment or inventory needs ahead of SBA funding
- Partner buyouts requiring immediate capital
Our Process Timeline
How It Works
Your path to funding
Every application goes through our full process. Terms are determined by your unique profile, credit, business history, and deal specifics.
Apply & Share SBA Status
Tell us about your deal and where your SBA loan stands.
Quick Evaluation
We review the deal and your SBA approval likelihood.
Bridge Structuring
Terms designed to align with your expected SBA closing date.
Close the Bridge
Get funded now so your deal does not fall through.
SBA Closes, Bridge Pays Off
When your SBA loan funds, pay off the bridge with no penalties.
Get Started
Request Your Pre-Qualification
Fill out the form below and our team will send your personalized document checklist within 30 minutes. No obligation, no impact on your credit.
FAQ
Common Questions
Ready to discuss your sba bridge financing?
Apply in under 10 minutes. No obligation. Terms based on your unique profile.
Start Your Application