RECO Capital
Commercial Real Estate Loans

Close Faster on Commercial Deals

Bridge financing for office, retail, industrial, and mixed-use commercial properties. Fast, flexible capital for commercial investors and operators.

24 hrs

Avg. time to pre-qualification

14 days

Average close time

12+

Asset types financed

Why RECO Capital

We specialize in commercial real estate financing

All CRE Asset Types

Office, retail, industrial, mixed-use, warehouse, self-storage—we finance the full spectrum of commercial real estate.

Complex Deal Structures

We can structure around lease-up risk, tenant rollovers, construction completion, and other complexities that traditional lenders avoid.

Bridge to Permanent

Use our short-term capital to acquire, stabilize, or reposition, then refinance into a permanent loan or sell.

Institutional Process

We deliver the speed of a private lender with the professionalism and documentation standards that sophisticated investors expect.

Common Use Cases

  • Commercial property acquisition
  • Office and retail repositioning
  • Industrial and warehouse financing
  • Mixed-use development bridge
  • Tenant improvement and build-out
  • Construction completion financing

Our Process Timeline

ApplyOnlineGetPre-QualifiedUnderwritingReceiveYour TermsClose &Fund

How It Works

Your path to funding

Every application goes through our full process. Terms are determined by your unique profile, credit, business history, and deal specifics.

1

Apply Online

Provide property details, business plan, and borrower information.

2

Get Pre-Qualified

Our team evaluates the deal structure, property, and market.

3

Underwriting

Full underwrite including property valuation, tenant analysis, and deal economics.

4

Receive Your Terms

Custom terms aligned with your investment strategy and exit plan.

5

Close & Fund

Close quickly with funds released per your draw schedule.

Get Started

Request Your Pre-Qualification

Fill out the form below and our team will send your personalized document checklist within 30 minutes. No obligation, no impact on your credit.

Your information is secure. We never share your data with third parties.

FAQ

Common Questions

Ready to discuss your commercial real estate financing?

Apply in under 10 minutes. No obligation. Terms based on your unique profile.

Start Your Application

RECO CAPITAL

Fast, flexible short-term bridge financing for real estate investors and business owners.

NMLS #000000

Contact Us

  • (800) 000-0000
  • info@reco.capital

© 2026 RECO Capital LLC. All rights reserved.

Equal Housing Lender

RECO Capital LLC ("RECO Capital") is a financial services intermediary and capital advisory firm. RECO Capital facilitates loan origination, underwriting, and servicing through its network of licensed lending partners, including state-licensed mortgage lenders, broker-dealers, and federally chartered financial institutions, as applicable. All mortgage loans and consumer lending products referenced herein are originated, underwritten, and funded by appropriately licensed third-party lending institutions in compliance with applicable federal and state regulations, including but not limited to the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), and applicable state mortgage licensing requirements. RECO Capital does not directly originate mortgage loans in jurisdictions where such activity requires a separate license unless expressly authorized. Loan terms, rates, fees, and eligibility are subject to lender approval and may vary based on borrower qualifications, collateral, and applicable regulatory requirements. RECO Capital may receive compensation in connection with loan transactions facilitated through its platform. This is not an offer or commitment to lend. All loan applications are subject to credit approval and verification. NMLS Consumer Access: www.nmlsconsumeraccess.org.

Market data, industry statistics, and lending volume figures referenced on this website represent aggregate U.S. commercial and residential lending market data sourced from publicly available industry reports (Federal Reserve, MBA, CBRE, Mortgage Bankers Association) and do not represent the individual lending activity, origination volume, or portfolio performance of RECO Capital LLC or its affiliated entities. Past performance of market indices is not indicative of future results.